Text copied to clipboard!
Title
Text copied to clipboard!Commercial Credit Manager
Description
Text copied to clipboard!
We are looking for a Commercial Credit Manager to join our dynamic finance team. The ideal candidate will be responsible for overseeing the credit granting process, assessing the creditworthiness of potential customers, and managing the credit operations to ensure the company's financial stability. This role requires a strategic thinker with strong analytical skills and the ability to make sound financial decisions. The Commercial Credit Manager will work closely with sales and finance teams to develop credit policies and procedures that align with the company's goals. The successful candidate will have a deep understanding of credit risk management and be able to communicate effectively with stakeholders at all levels. This position offers an exciting opportunity to contribute to the financial success of the organization by ensuring that credit is extended to reliable customers and that outstanding debts are collected in a timely manner. If you have a passion for finance and a keen eye for detail, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Evaluate the creditworthiness of potential customers.
- Develop and implement credit policies and procedures.
- Monitor and manage the credit operations of the company.
- Collaborate with sales and finance teams to optimize credit terms.
- Ensure timely collection of outstanding debts.
- Prepare regular reports on credit activities and performance.
- Identify and mitigate credit risks.
- Maintain strong relationships with key stakeholders.
Requirements
Text copied to clipboard!- Bachelor's degree in Finance, Accounting, or related field.
- Proven experience in credit management or related role.
- Strong analytical and decision-making skills.
- Excellent communication and interpersonal skills.
- Ability to work independently and as part of a team.
- Proficiency in financial software and tools.
- Attention to detail and high level of accuracy.
- Knowledge of industry regulations and compliance standards.
Potential interview questions
Text copied to clipboard!- Can you describe your experience with credit risk assessment?
- How do you handle difficult negotiations with clients regarding credit terms?
- What strategies do you use to ensure timely debt collection?
- How do you stay updated with industry regulations and compliance?
- Can you provide an example of a successful credit policy you implemented?
